With all of the bad economic news that has been happening over the past several months, I don’t understand why the “experts” still insist we are not in a depression!  People are losing their jobs, consumer debt is skyrocketing, homeowners are losing their homes, and wall street has bad news almost every day.  Prices of gasoline and food and everything necessary for life are going up almost every day!  If that is not a recession, or even a depression, what the heck IS?